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How a merchant services provider treats a high-risk business can also vary widely.Many providers, particularly those that try to offer merchant services at the lowest possible prices, simply do not accept any high-risk businesses at all.The service prices range from to a month, on average, but the real kicker is when the payments are set-up on a recurring basis and the users gets charged for services they are no longer using.Click here to leave a comment about your customer service experience.Although very small businesses can get by with a payment service provider (PSP) such as Pay Pal or Square, once your business reaches a certain size, you’re going to want to upgrade to a full-service merchant account.While it would be nice if credit card processors treated all businesses equally, the fact is that they don’t.Finally, we’ll give you some tips for avoiding the not-so-high-quality providers that prey on high-risk merchants.

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Businesses are also treated differently based on the degree of financial risk they present to their processor.Many processors will simply refuse to approve you for a merchant account, while others will charge you significantly higher rates and fees than you would otherwise have to pay.Unfortunately, there are also plenty of merchant services providers that deliberately market to high-risk businesses that are struggling to get approved for a merchant account, only to rip them off with outrageously high fees and rates, as well as draconian contract terms.Running any business these days more or less requires that you give your customers the option of paying with credit or debit cards.If you’re an e Commerce entrepreneur, credit/debit cards are just about your option for getting paid.

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